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SKIM HQ
Daily · Estonia-focused · Signal-sourced
🇪🇪 By Estonian founders · Tailored to your country 🇪🇪🇱🇻🇩🇪🇬🇧🇺🇸🌍

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You act on zero.

Skim HQ cuts through. One email, 5 minutes, 3–5 startup ideas or income opportunities — each with a signal source, grade score, and exactly who pays.

Curated in 🇪🇪 Estonia. Personalised to your country and situation on sign-up.

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B SaaS

Baltic Contractor Invoice Factoring

A 🇪🇪 EE fit 5/5 FinTech

AI Fuel Card Automation for Estonian SMEs

PAIN

Accountants spend 2–4h/week reconciling fuel card PDFs manually.

SIGNAL r/Eesti · 214 upvotes
WHO PAYS CFO at SME with 3+ vehicles
🇪🇪 AI-Powered Fuel Card Automation for Estonian SMEs · Grade A💰 Overemployed SaaS Support Stack · €2.5k–4.5k/mo extra🇪🇪 Directo/Merit API Integration Marketplace · Grade A📊 Baltic Contractor Invoice Factoring SaaS · Grade B🔌 EV Fleet Charging Optimisation for Logistics SMEs · Grade A💡 Anonymous Founder Burnout Community + Coaching · Grade B🇪🇪 Estonian Company Liquidation Automation · Grade A📧 High-Volume Cold Outreach Infra-as-a-Service · €1k–8k/mo🇪🇪 AI-Powered Fuel Card Automation for Estonian SMEs · Grade A💰 Overemployed SaaS Support Stack · €2.5k–4.5k/mo extra🇪🇪 Directo/Merit API Integration Marketplace · Grade A📊 Baltic Contractor Invoice Factoring SaaS · Grade B🔌 EV Fleet Charging Optimisation for Logistics SMEs · Grade A💡 Anonymous Founder Burnout Community + Coaching · Grade B🇪🇪 Estonian Company Liquidation Automation · Grade A📧 High-Volume Cold Outreach Infra-as-a-Service · €1k–8k/mo
The problem

The noise is winning.

You're subscribed to newsletters that give you opinions, not signals. Lists of ideas without evidence. Hype without data. "Trends" from people who've never shipped.

Average startup newsletter 5,000-word opinion essay → you read 40 words
Typical idea list 10 ideas, zero signal attribution → you trust none of them
Skim HQ 3–5 ideas, each with source, grade, who pays → you know exactly what to do next

Two digests. One subscription.

Everything you need to see where the real opportunities are.

DAILY 📊

Business Ideas Digest

Estonia-first startup opportunities graded A/B/C by a 7-dimension algorithm. Each idea comes with a real pain source, market size estimate, and exact "who pays" profile.

✓ Grade A/B/C by opportunity score
✓ 🇪🇪 Estonia fit 1–5 (scored)
✓ Pain, Product, Metrics breakdown
✓ Signal source + community score
✓ Who pays — exact buyer profile
✓ TAM estimate
WEEKLY ⚡

Income Opportunities Digest

Unconventional income strategies ranked by effort-to-reward asymmetry. Grey-area, underreported, and often uncomfortable — all with honest upsides and downsides.

✓ Risk level + ethics rating
✓ Income potential range
✓ Why now — timing signal
✓ Effort required (honest)
✓ The Catch — no sugarcoating
✓ Source tier score
Real example

This is what a Grade A looks like.

Not vague. Not an opinion. A sourced, graded, actionable opportunity.

A 🇪🇪 EE fit 5/5 SaaS / FinTech

AI-Powered Fuel Card Expense Automation for Estonian SMEs

PAIN

Estonian SMEs using fuel cards manually reconcile hundreds of transactions monthly. Accountants spend 2–4h/week on this.

PRODUCT

SaaS that reads Estonian fuel card PDFs (Neste, Circle K), auto-categorises by vehicle/driver, exports to Merit Aktiva or Directo.

METRICS

TAM ~12,000 Estonian SMEs with fleets. SaaS pricing €29–89/month. Year-1 target: 100 customers = €42k ARR.

Business Ideas Digest #61 See full sample →

How it works

01

We monitor 200+ sources

Reddit communities, HN, Äripäev, Geenius, Delfi, e-Residency forum, IndieHackers — filtered for real pain signals, not hype.

02

Algorithm grades each idea

7-dimension scoring: timing, asymmetry, Estonia fit, source quality, validation depth, clarity, ethics/risk. Min score 3.0 to make the cut.

03

You get the signal

Structured card in your inbox. Grade, EE fit, Pain, Product, Metrics, Signal, Who pays. 5 minutes to read. No filler.

WHAT SUBSCRIBERS SAY

Ideas that actually shipped.

From the people already using it.

I've unsubscribed from every other newsletter. Skim HQ is the only one that sends me signals I can actually act on. The Estonia fit score is weirdly accurate — it flagged an opportunity I ended up building.

KL

Kaspar L.

Bootstrapped founder, Tallinn

Three ideas in the first week, one of them I validated the same day. The grading system forces you to think — if it's an A with EE fit 5/5, you pay attention.

MR

Marta R.

Product designer, side projects

I've been looking for a filter on the internet's noise. This is it. Quick to read, no fluff, and the Income Opportunities digest has already paid for itself.

TK

Tõnis K.

Remote software engineer

Simple pricing.

Ideas arrive daily. Archive access from day one.

Monthly

€25 /month
✓Both digests (daily + weekly)
✓No lock-in
✓Cancel anytime
✓Full back issue archive
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Best value

Annual

€199 /year

Save €101 — 4 months free

✓Both digests (daily + weekly)
✓No lock-in
✓Cancel anytime
✓Full back issue archive
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Questions worth asking.

No. Every idea is sourced from real community signals — Reddit threads, Product Hunt launches, Äripäev reports, HN discussions, e-Residency forums. A 7-dimension algorithm scores them. An AI model writes the pitch structured to a strict format. A human (me) set the rules. You get the output, not the process.

At least 2–3 ideas in every Business Ideas digest are Estonia-specific: local pain points, Baltic region gaps, or ideas that work specifically because of Estonia's digital infrastructure, e-Residency, or small-market dynamics. Estonia fit is a scored field (1–5) in every card.

Most newsletters list ideas. We show the signal: where the pain came from, how many people are talking about it, who pays, and what the TAM looks like. Every idea has a 'Who pays' field and a source score. You're not getting opinion — you're getting evidence.

One click. No questions, no dark patterns, no 'are you sure?' walls. Your unsubscribe link is in every email. You keep access until your billing period ends.

No. When you sign up we ask for your country and situation, then personalise accordingly. Subscribers in Germany get EU regulatory plays. UK subscribers get export-from-Estonia angles. Estonian subscribers get an extra 🇪🇪 local layer on top. The digest is curated by Estonian founders — but it speaks your language.

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