Legal · OÜ HMB tech · Effective 20 February 2026
The rules governing your use of Skim HQ and your subscription with OÜ HMB tech.
These Terms of Service ("Terms") constitute a binding agreement between OÜ HMB tech, a company registered in the Republic of Estonia ("Company", "we", "us"), and you ("Subscriber", "you") as a user of the Skim HQ newsletter service available at skimhq.com.
By subscribing to Skim HQ, you agree to these Terms in full. If you do not agree, do not subscribe.
Skim HQ is a curated email subscription delivering:
Content frequency, format, and focus may change over time. We will notify subscribers of material changes by email.
| Plan | Price | Billing |
|---|---|---|
| Monthly | €25.00 / month | Charged at signup, then monthly |
| Annual | €199.00 / year | Charged at signup, then annually — saves ~33% |
All prices include applicable taxes unless stated otherwise. Prices are in EUR.
Subscriptions renew automatically at the end of each billing period. You authorise OÜ HMB tech (via Stripe) to charge your payment method on file at the applicable renewal rate. You will receive an email receipt after each charge.
All payments are processed by Stripe, Inc.. OÜ HMB tech does not store or process card data directly. By subscribing, you also agree to Stripe's terms of service.
Given the nature of digital content, we do not offer refunds for completed billing periods. Exceptions:
To request a refund, email [email protected] with your order reference.
All digest content, including curation methodology, scoring systems, editorial voice, and email design, is the intellectual property of OÜ HMB tech. You may share individual ideas with attribution to "Skim HQ (skimhq.com)" but may not resell, republish, or redistribute digest content systematically without written permission.
You agree not to:
Violation of these terms may result in immediate termination of your subscription without refund.
To the maximum extent permitted by applicable law, OÜ HMB tech shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or reliance on digest content.
Our total aggregate liability to you for any claim arising under these Terms shall not exceed the amount you paid us in the 3 months preceding the claim.
These Terms are governed by and construed in accordance with the laws of the Republic of Estonia. Any dispute arising from or in connection with these Terms shall be submitted to the exclusive jurisdiction of the courts of the Republic of Estonia.
EU Consumers: Nothing in these Terms affects your statutory rights under mandatory consumer protection laws of your country of residence.
We may update these Terms at any time. Material changes will be communicated to subscribers by email at least 14 days before taking effect. Continued use of the service after the effective date constitutes acceptance of the updated Terms.
For any questions about these Terms:
📧 [email protected]